Could old-homeowners bequeath their property equity to FTBs to support affordability in the future? Lenvi discusses this and other innovative recommendations for the mortgage lending sector in our latest report, The Generation Gap.
The first in our series of the state of the nation reports addresses the pressing challenges facing the UK property ladder in the context of our ageing population.
Our research highlights how the ageing population is reshaping homeownership, with millions of older homeowners unable to downsize into suitable retirement properties, while first-time buyers and young families struggle to access homes that meet their needs.
The report focuses on practical recommendations to unlock mobility across generations - supporting older homeowners who wish to move, and enabling younger households to take their first steps onto the property ladder. By proposing new financial products and policy incentives, Lenvi aims to help create a housing market that works for everyone, at every stage of life.
Download the full report and explore our recommendations for a more accessible and balanced housing market.