Insights

With decades of experience driving progress and transformation globally, no one knows lending like we do. Read the latest opinions and insights from our lending experts.

Abstract concrete beams, symbolising the impact of big tech's entry into retail finance, as predicted by the FCA
FCA predicts the impact of big tech's entry into the retail finance sector

While the FCA predicted there would be a number of benefits for consumers in the short term, the long term effects could adversely impact competition and negatively disrupt the market.

Illuminated futuristic tunnel with travelators, symbolising a sharp, risk-based approach to risk management - Lenvi Insights
The diverse needs of borrowers and the critical role of technology

Rising interest rates, a hike in inflation, and higher energy prices have increased the cost of living, putting more pressure on borrowers.