Advancing Fintech. Transforming Lending.

We create powerful, relevant and responsible lending solutions. Future-proofing your investment through consultancy, resource and superior technology. Delivering efficiency, innovation, more choice and security for you and your customers.  We call it Fintech+. 

We are revolutionising lending

By combining brilliant minds with future-proof technology and innovation. Making the journey more secure, smooth and personal for the customer. And the process more powerful, responsible and streamlined for the lender.

Lenvi image of a bridge with purple lighting and metal railings

Our story

Lenvi is born out of decades of real world experience honed at the cutting edge of our industry.  Our heritage with Nostrum, Pancredit, Riskfactor and KYC Solutions provides us with an unrivalled opportunity to drive a better future.

Now, to exceed the growing needs of our clients to offer more responsible lending and meet the ever changing demands of their customers - it’s time for Fintech+.

It’s time for Lenvi.

Our purpose is to revolutionise lending and deliver powerful, agile and responsible solutions to continually meet customer needs and demands. Through unparalleled heritage, skill, experience and unrivalled technology.

Together, we are the future of lending.

Our big ambition

At Lenvi, we have big ambitions to help our customers revolutionise lending.

Our highly configurable and cloud native platform has open and customisable user interfaces, API and workflow alongside significant functional enhancements including open banking, consumer duty ready compliance support and contact centre integrations.

Meet the management team

Image placeholder

Richard Carter

Chief Executive

With over 30 years' experience, Richard has spent his entire career working in technology in financial services, specifically the lending industry and is passionate about shaping the next generation of fintech. A well respected voice in the fintech industry and self-professed ‘geek’ he is fascinated by technology and gadgets, and obsessive about customer service.

Image placeholder

Tom Martin

Chief Technology Officer

Tom is Lenvi’s CTO, with over 10 years' of experience in financial services as both a service provider and a lender. Tom has built platforms for some of the UK’s biggest lenders and embedded finance providers and is the driving force behind Lenvi’s technical innovation.

Image placeholder

Cassie Stephenson

Chief Operating Officer

Cassie is an expert in customer operations with a special interest in fintech and start-ups, and has an extensive background in financial services. With over 23 years' industry experience Cassie is integral to the strategic direction of our industry leading software servicing. Previously part of the original start up team for Atom Bank Mortgages, she is obsessive about customer satisfaction and the driving force behind our user experience growth and development.

Image placeholder

Andrea Tanner

Head of Customer Success

Andrea’s goal is to deliver an exceptional Lenvi experience to all our customers and their clients. With an impressive 21 years in the banking industry in client facing roles, Andrea is an expert in building strong customer relationships and a key contributor in shaping our sustainable growth.

Image placeholder

Will Ellis

Chief Revenue Officer

Will is driving our ambitions for Lenvi’s growth and expansion into existing and new markets. With over 15 years of experience in financial services including credit reference data, loan software, fraud and ID, he oversees our new business and marketing functions. Will is passionate about providing innovative solutions to our customers and his vision is to make Lenvi the fintech of choice for financial organisations who want to be market leading.

Image placeholder

Sam Turner

Head of People

Sam heads up our people function with 17 years' HR experience spanning financial services, scientific and technology industries. Her passion is creating opportunities for individuals to feel fulfilled and succeed whilst her goal for Lenvi is to ensure we attract the brightest talent to an environment that sees them thrive.

Image placeholder

John Pitcher

Finance Director

John has spent his career working for, or auditing technology companies. After qualifying as a Chartered Accountant (CA) with Ernst & Young in 2008 he initially moved to the US antivirus & backup software sector. John has worked with the Lenvi group of companies for nearly 10 years. Outside of work John's interests include following many sports, with a particular focus on cricket, ice hockey and a penchant for lower league football.

Image placeholder

Martin Kisby

Director of Compliance

Since joining the business, Martin has taken a highly proactive, client-facing role, ensuring that all colleagues are supported in best-practice compliance. Consistently featured in Credit Strategy’s Credit 500 index of the most influential people in commercial and consumer credit, Martin is a frequent contributor to industry media and cited for his outstanding knowledge and experience.

Image placeholder

Julia Craven

Head of Legal

Julia brings over 28 years’ experience in the fintech sector to Lenvi. In her current role as Head of Legal she applies her talent for detail and oversees all client contracts. Originally starting her career as an electronics engineer in the Telecoms industry Julia brings a wealth of varied experience to the team, helping to shape the future of Lenvi with robust foundations from which to accelerate growth.

Image placeholder

Michael Stock

Director Transformation and Change

Mike brings a wealth of experience to the team with 25+ years' working for banks and professional services, with the last decade focusing on business transformation and change, including a European change programme with a global bank. At Lenvi Mike's goal is to see individuals empowered to make decisions to improve the performance and the culture of the business. Creating an environment where continuous improvement is second nature to everyone and that quality is built in to each and every task.

Don’t just lend, lead with us

Get in touch today, find out more about our team and what we can do for yours.

Woman smiling up ready to contact Lenvi about loan management software

Why Lenvi?

We know what works and what doesn’t. We know how swiftly this industry evolves and how future-proof and agile you need to be in your thinking, your approach and your technology. We’re revolutionising lending. Experience progress with Lenvi.

Goal Icon 1


Stop following, start leading. Drive progress in lending with cutting edge technology, supported by knowledge, insight and proven industry experience.

Goal Icon 1


Don’t just think ahead, think beyond. Our continual investment in technology, research and development allows you to deliver products that will define your market.

Goal Icon 1


Be a beacon of positive change with innovative technology that puts customer needs first. Our platforms and services have responsibility built in to protect the vulnerable.

Goal Icon 1


Break away from the constraints of your current platforms with technology that enables optimum service delivery as you scale.

Sign up for Lenvi news

Make sure you hear all our news and stay in the know. Sign up and we'll send you our newsletter straight to your inbox.

Lenvi Newsletter image woman on tablet by window